:root{--navy-900:#0a1a33;--navy-800:#0e2445;--navy-700:#143059;--navy-600:#1c3f70;--navy-500:#2a5493;--gold-600:#b8860b;--gold-500:#d4a017;--gold-400:#e6bb3f;--gold-100:#f8eecb;--crimson:#b11226;--ink:#101828;--body:#364152;--muted:#667085;--line:#e4e7ec;--line-strong:#d0d5dd;--bg:#fff;--bg-soft:#f7f9fc;--bg-navy-tint:#f2f5fa;--green-600:#067647;--green-100:#dcfae6;--amber-100:#fef7e6;--radius:12px;--radius-sm:8px;--radius-lg:18px;--shadow-sm:0 1px 2px rgba(16,24,40,.06),0 1px 3px rgba(16,24,40,.08);--shadow-md:0 4px 12px rgba(16,24,40,.08),0 2px 6px rgba(16,24,40,.05);--shadow-lg:0 20px 40px rgba(10,26,51,.16);--maxw:1140px;--font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,"Apple Color Emoji","Segoe UI Emoji",sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;font-family:var(--font);color:var(--body);background:var(--bg);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}h1,h2,h3,h4,h5{color:var(--ink);line-height:1.2;font-weight:700}h1{font-size:clamp(1.9rem,4vw,2.7rem);letter-spacing:-.02em}h2{font-size:clamp(1.4rem,2.6vw,1.9rem);letter-spacing:-.01em;margin-top:2.2rem}h3{font-size:1.22rem;margin-top:1.6rem}p{margin:0 0 1rem}a{color:var(--navy-600);text-decoration:none}a:hover{color:var(--gold-600);text-decoration:underline}img{max-width:100%;height:auto}.container{max-width:var(--maxw);margin:0 auto;padding:0 20px}.narrow{max-width:800px;margin-left:auto;margin-right:auto}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:700;font-size:.98rem;padding:12px 22px;border-radius:var(--radius-sm);cursor:pointer;border:1px solid transparent;transition:transform .08s ease,box-shadow .15s ease,background .15s ease;line-height:1}.btn,.btn:hover{text-decoration:none}.btn:hover{transform:translateY(-1px)}.btn-gold{background:linear-gradient(180deg,var(--gold-400),var(--gold-500));color:#3a2c04;box-shadow:var(--shadow-sm)}.btn-gold:hover{color:#3a2c04;box-shadow:var(--shadow-md)}.btn-navy{background:var(--navy-700);color:#fff}.btn-navy:hover{background:var(--navy-600);color:#fff}.btn-ghost{background:#fff;color:var(--navy-700);border-color:var(--line-strong)}.btn-ghost:hover{color:var(--navy-700);border-color:var(--navy-500)}.btn-block{width:100%}.btn-sm{padding:9px 16px;font-size:.9rem}.site-header{position:-webkit-sticky;position:sticky;top:0;z-index:50;background:var(--navy-900);border-bottom:3px solid var(--gold-500)}.header-inner{justify-content:space-between;height:66px}.header-inner,.logo{display:flex;align-items:center}.logo{gap:10px;font-weight:800;color:#fff;font-size:1.16rem;letter-spacing:-.01em}.logo:hover{text-decoration:none;color:#fff}.logo .mark{display:inline-flex}.logo .ny{color:var(--gold-400)}.nav{display:flex;align-items:center;gap:4px}.nav-item{position:relative}.nav-link{display:inline-flex;align-items:center;gap:5px;color:#cdd7e5;font-weight:600;font-size:.95rem;padding:10px 13px;border-radius:7px}.nav-link:hover{color:#fff;background:hsla(0,0%,100%,.08);text-decoration:none}.nav-item:hover .dropdown{display:block}.dropdown{display:none;position:absolute;top:100%;left:0;min-width:240px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:8px}.dropdown a{display:block;padding:9px 12px;border-radius:7px;color:var(--body);font-size:.93rem;font-weight:500}.dropdown a:hover{background:var(--bg-navy-tint);color:var(--navy-700);text-decoration:none}.menu-toggle{display:none;background:none;border:0;color:#fff;cursor:pointer;padding:8px}.mobile-nav{display:none}@media (max-width:900px){.nav{display:none}.menu-toggle{display:inline-flex}.mobile-nav{display:block;background:var(--navy-800);border-bottom:2px solid var(--gold-500)}.mobile-nav details{border-bottom:1px solid hsla(0,0%,100%,.08)}.mobile-nav summary{color:#fff;font-weight:600;padding:13px 20px;cursor:pointer;list-style:none}.mobile-nav summary::-webkit-details-marker{display:none}.mobile-nav a{display:block;color:#cdd7e5;padding:10px 32px;font-size:.95rem}.mobile-nav>a{padding:13px 20px;color:#fff;font-weight:600;border-bottom:1px solid hsla(0,0%,100%,.08)}}.hero{background:radial-gradient(1200px 400px at 80% -10%,rgba(212,160,23,.18),transparent),linear-gradient(160deg,var(--navy-900),var(--navy-700));color:#eaf0f8;padding:56px 0 60px;position:relative;overflow:hidden}.hero .eyebrow{color:var(--gold-400);font-weight:700;letter-spacing:.08em;text-transform:uppercase;font-size:.8rem}.hero h1{color:#fff;margin:12px 0 14px}.hero p.lead{font-size:1.14rem;color:#c6d2e2;max-width:640px}.hero .hero-cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}.hero-badges{display:flex;gap:22px;flex-wrap:wrap;margin-top:28px}.hero-badge{display:flex;align-items:center;gap:9px;color:#cdd7e5;font-size:.9rem;font-weight:500}.hero-badge svg{color:var(--gold-400);flex:none}.skyline{position:absolute;bottom:0;left:0;right:0;height:60px;opacity:.25}.section{padding:52px 0}.section-tight{padding:36px 0}.section.alt{background:var(--bg-soft)}.section-head{max-width:720px;margin-bottom:28px}.section-head.center{margin-left:auto;margin-right:auto;text-align:center}.section-head .kicker{color:var(--gold-600);font-weight:700;text-transform:uppercase;letter-spacing:.07em;font-size:.78rem}.section-head h2{margin:6px 0 8px}.section-head p{color:var(--muted);font-size:1.05rem;margin:0}.toplist{display:flex;flex-direction:column;gap:16px}.op-card{display:grid;grid-template-columns:60px 1.6fr 1.5fr 190px;grid-gap:18px;gap:18px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:20px 22px;box-shadow:var(--shadow-sm);position:relative;transition:box-shadow .15s ease,border-color .15s ease}.op-card:hover{box-shadow:var(--shadow-md);border-color:var(--line-strong)}.op-card.is-top{border-color:var(--gold-400);box-shadow:0 0 0 1px var(--gold-400),var(--shadow-md)}.op-rank{width:44px;height:44px;border-radius:50%;background:var(--navy-700);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:1.2rem}.op-card.is-top .op-rank{background:linear-gradient(180deg,var(--gold-400),var(--gold-600));color:#3a2c04}.op-brand{display:flex;flex-direction:column;gap:6px}.op-logo{font-weight:800;font-size:1.24rem;color:var(--navy-800);letter-spacing:-.01em}.op-tag{font-size:.82rem;color:var(--muted)}.op-rating{display:flex;align-items:center;gap:8px}.op-rating .score{font-weight:800;color:var(--navy-800);font-size:1.05rem}.stars{color:var(--gold-500);letter-spacing:1px;font-size:.95rem}.op-offer .offer-label{font-size:.72rem;text-transform:uppercase;letter-spacing:.05em;color:var(--muted);font-weight:700}.op-offer .offer-value{font-weight:700;color:var(--ink);font-size:1.02rem;line-height:1.3}.op-offer .promo{font-size:.8rem;color:var(--green-600);font-weight:600;margin-top:3px}.op-actions{display:flex;flex-direction:column;gap:8px}.op-actions .muted-link{text-align:center;font-size:.82rem;color:var(--muted)}.ribbon{position:absolute;top:-11px;left:20px;background:linear-gradient(180deg,var(--gold-400),var(--gold-600));color:#3a2c04;font-size:.7rem;font-weight:800;text-transform:uppercase;letter-spacing:.05em;padding:4px 12px;border-radius:20px}@media (max-width:860px){.op-card{grid-template-columns:46px 1fr;grid-template-areas:"rank brand" "offer offer" "rating rating" "actions actions";gap:12px}.op-rank{grid-area:rank}.op-brand{grid-area:brand}.op-rating{grid-area:rating}.op-offer{grid-area:offer;padding-top:6px;border-top:1px solid var(--line)}.op-actions{grid-area:actions}}.grid{display:grid;grid-gap:18px;gap:18px}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}@media (max-width:900px){.grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}}@media (max-width:620px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow-sm);transition:box-shadow .15s ease,transform .1s ease}.card:hover{box-shadow:var(--shadow-md)}a.card:hover{text-decoration:none;transform:translateY(-2px)}.card h3{margin-top:0;margin-bottom:6px;color:var(--navy-800)}.card p{color:var(--body);margin:0;font-size:.96rem}.card .card-tag{font-size:.72rem;text-transform:uppercase;letter-spacing:.05em;color:var(--gold-600);margin-bottom:8px}.card .arrow,.card .card-tag{display:inline-block;font-weight:700}.card .arrow{color:var(--navy-600);font-size:.9rem;margin-top:10px}.feature{text-align:left}.feature .ico{width:44px;height:44px;border-radius:10px;background:var(--bg-navy-tint);color:var(--navy-600);display:flex;align-items:center;justify-content:center;margin-bottom:14px}.feature h3{margin:0 0 6px;font-size:1.08rem}.callout{border-radius:var(--radius);padding:18px 20px;margin:22px 0;border:1px solid var(--line);background:var(--bg-soft)}.callout .callout-title{font-weight:700;color:var(--ink);margin-bottom:4px;display:flex;align-items:center;gap:8px}.callout p:last-child{margin-bottom:0}.callout.info{background:var(--bg-navy-tint);border-color:#cdddf2}.callout.warn{background:var(--amber-100);border-color:#f4d488}.callout.legal{background:#fbf3f4;border-color:#edc6cc}.callout.tip{background:var(--green-100);border-color:#a6e9c4}.prose{font-size:1.06rem;color:var(--body)}.prose h2{margin-top:2.2rem}.prose h3{margin-top:1.6rem}.prose ol,.prose ul{padding-left:1.3rem;margin:0 0 1.1rem}.prose li{margin-bottom:.5rem}.prose a{color:var(--navy-600);text-decoration:underline;text-underline-offset:2px}.prose a:hover{color:var(--gold-600)}.prose table{width:100%;border-collapse:collapse;margin:1.4rem 0;font-size:.96rem}.prose td,.prose th{border:1px solid var(--line);padding:10px 12px;text-align:left}.prose th{background:var(--bg-navy-tint);color:var(--navy-800);font-weight:700}.prose tr:nth-child(2n) td{background:var(--bg-soft)}.prose blockquote{border-left:4px solid var(--gold-400);margin:1.4rem 0;padding:4px 18px;color:var(--muted);font-style:italic}.with-aside{display:grid;grid-template-columns:1fr 320px;grid-gap:40px;gap:40px;align-items:start}@media (max-width:940px){.with-aside{grid-template-columns:1fr}}.aside{position:-webkit-sticky;position:sticky;top:86px;display:flex;flex-direction:column;gap:18px}.aside-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px;box-shadow:var(--shadow-sm)}.aside-card h4{margin:0 0 12px;font-size:.82rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}.aside-op{display:flex;align-items:center;justify-content:space-between;gap:8px;padding:10px 0;border-bottom:1px solid var(--line)}.aside-op:last-of-type{border-bottom:0}.aside-op .nm{font-weight:700;color:var(--navy-800);font-size:.95rem}.aside-op .of{font-size:.78rem;color:var(--muted)}.breadcrumbs{font-size:.85rem;padding:14px 0}.breadcrumbs,.breadcrumbs a{color:var(--muted)}.breadcrumbs a:hover{color:var(--navy-600)}.breadcrumbs .sep{margin:0 7px;color:var(--line-strong)}.page-band{background:linear-gradient(160deg,var(--navy-800),var(--navy-600));color:#eaf0f8;padding:40px 0 44px}.page-band .eyebrow{color:var(--gold-400);font-weight:700;text-transform:uppercase;letter-spacing:.07em;font-size:.78rem}.page-band h1{color:#fff;margin:8px 0 10px}.page-band p{color:#c6d2e2;max-width:680px;margin:0;font-size:1.06rem}.page-band .updated{margin-top:14px;font-size:.85rem;color:#9fb2cc}.stats{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:16px;gap:16px}@media (max-width:720px){.stats{grid-template-columns:repeat(2,1fr)}}.stat{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px;text-align:center}.stat .num{font-size:1.7rem;font-weight:800;color:var(--navy-700)}.stat .lbl{font-size:.86rem;color:var(--muted)}.rating-rows{display:flex;flex-direction:column;gap:10px}.rating-row{display:grid;grid-template-columns:150px 1fr 40px;grid-gap:12px;gap:12px;align-items:center;font-size:.9rem}.rating-bar{height:8px;background:var(--line);border-radius:6px;overflow:hidden}.rating-bar span{display:block;height:100%;background:linear-gradient(90deg,var(--gold-400),var(--gold-600));border-radius:6px}@media (max-width:560px){.rating-row{grid-template-columns:110px 1fr 34px}}.proscons{display:grid;grid-template-columns:1fr 1fr;grid-gap:18px;gap:18px}@media (max-width:620px){.proscons{grid-template-columns:1fr}}.proscons .box{border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px}.proscons .box.pros{background:#f4fbf7;border-color:#b7ecce}.proscons .box.cons{background:#fdf6f6;border-color:#f0cdd2}.proscons h4{margin:0 0 10px}.proscons ul{list-style:none;padding:0;margin:0}.proscons li{position:relative;padding-left:26px;margin-bottom:9px;font-size:.95rem}.proscons .pros li:before{content:"✓";position:absolute;left:0;color:var(--green-600);font-weight:800}.proscons .cons li:before{content:"✕";position:absolute;left:0;color:var(--crimson);font-weight:800}.faq{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}.faq details{border-bottom:1px solid var(--line)}.faq details:last-child{border-bottom:0}.faq summary{padding:16px 20px;font-weight:700;color:var(--navy-800);cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:12px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--gold-600);font-weight:800;font-size:1.2rem}.faq details[open] summary:after{content:"–"}.faq .faq-body{padding:0 20px 18px;color:var(--body)}.toc{background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--radius);padding:16px 20px;margin-bottom:26px}.toc strong{display:block;margin-bottom:8px;color:var(--ink);font-size:.92rem}.toc ol{margin:0;padding-left:1.2rem}.toc li{margin-bottom:4px}.toc a{color:var(--navy-600)}.pills{display:flex;flex-wrap:wrap;gap:8px}.pill{font-size:.78rem;font-weight:600;padding:5px 11px;border-radius:20px;background:var(--bg-navy-tint);color:var(--navy-700);border:1px solid #d7e3f4}.pill.gold{background:var(--gold-100);color:var(--gold-600);border-color:#eeda9a}.pill.green{background:var(--green-100);color:var(--green-600);border-color:#a6e9c4}.news-item{display:block;padding:18px 0;border-bottom:1px solid var(--line)}.news-item:hover{text-decoration:none}.news-item .meta{font-size:.8rem;color:var(--muted);text-transform:uppercase;letter-spacing:.04em}.news-item h3{margin:6px 0;color:var(--navy-800)}.news-item p{color:var(--body);margin:0;font-size:.96rem}.news-item:hover h3{color:var(--gold-600)}.byline{display:flex;align-items:center;gap:10px;font-size:.88rem;color:var(--muted);margin:6px 0 0}.byline .dot{width:4px;height:4px;border-radius:50%;background:var(--line-strong)}.site-footer{background:var(--navy-900);color:#a9bad2;padding:48px 0 28px;margin-top:20px}.footer-grid{display:grid;grid-template-columns:1.6fr repeat(4,1fr);grid-gap:30px;gap:30px}@media (max-width:900px){.footer-grid{grid-template-columns:1fr 1fr}}@media (max-width:560px){.footer-grid{grid-template-columns:1fr}}.footer-brand .logo{margin-bottom:12px}.footer-brand p{font-size:.9rem;color:#8ba0bd;max-width:300px}.footer-col h5{color:#fff;font-size:.82rem;text-transform:uppercase;letter-spacing:.06em;margin:0 0 14px}.footer-col a{display:block;color:#a9bad2;font-size:.9rem;padding:5px 0}.footer-col a:hover{color:var(--gold-400);text-decoration:none}.footer-bottom{border-top:1px solid hsla(0,0%,100%,.1);margin-top:34px;padding-top:22px;font-size:.82rem;color:#7f93b1;display:flex;flex-direction:column;gap:14px}.footer-bottom .disclaimer{line-height:1.6}.age-badge{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:#fff}.age-circle{width:30px;height:30px;border-radius:50%;border:2px solid var(--gold-400);color:var(--gold-400);display:flex;align-items:center;justify-content:center;font-size:.78rem;font-weight:800}.rg-strip{background:var(--navy-800);color:#c6d2e2;font-size:.8rem;text-align:center;padding:7px 20px;border-bottom:1px solid hsla(0,0%,100%,.08)}.rg-strip a{color:var(--gold-400)}.text-center{text-align:center}.mt-0{margin-top:0}.mb-0{margin-bottom:0}.lead{font-size:1.12rem;color:var(--body)}.divider{height:1px;background:var(--line);border:0;margin:34px 0}.badge-verified{display:inline-flex;align-items:center;gap:5px;font-size:.8rem;font-weight:700;color:var(--green-600)}.cta-band{background:linear-gradient(160deg,var(--navy-800),var(--navy-600));border-radius:var(--radius-lg);padding:34px;color:#eaf0f8;text-align:center}.cta-band h2{color:#fff;margin-top:0}.cta-band p{color:#c6d2e2;max-width:560px;margin:0 auto 20px}